:). Have a blessed day. He was kind and patient with me and was able to fix my paycor app issue within minutes. Here are 8 tips for writing great reviews. Compare price, features, and reviews of the software side-by-side to make the best choice for your business. eToro Review 2023: Is It the Right Trading Platform for You? Direct deposits of paychecks may also appear on the PayActiv debit card up to 2 days before they would normally be processed. CREDIT KARMA OFFERS, INC. 1100 Broadway, STE 1800 Oakland, CA 94607, Credit Karma Offers, Inc. NMLS ID# 1628077 | Licenses | NMLS Consumer Access, MoneyLion loan review: Credit-builder loans for members. Its even less expensive than many other cash advance apps, which sometimes require a monthly subscription fee. Hi Annisia,Thank you for your feedback. Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. We always try our best to do our job well, and your kind words make it all worthwhile. PayActiv Review 2022: Access Your Money Earlier | GOBankingRates +18 years old, Direct deposit, Meet minimum income requirements, Live in eligible state. 2023 GOBankingRates. If you're transferring money to your PayActiv prepaid Visa, you should receive the funds instantly. 1 to 3 days or same-day in some circumstances, Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day. With the help of Capterra, learn about PayActiv, its features, pricing information, popular comparisons to other Benefits Administration products and more. Here are 8 tips for writing great reviews. :). Founded in 1975, The Vanguard Group has become a premier investment management company in the U.S. and one of the largest in the world. Always & foreithe best! finder.com is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Possible Finance Mobile Installment Loans, Fast5kLoans Short-term Loans Connection Service, Instant to a Payactiv card, otherwise up to 48 hours, 2.63 out of 5 stars, based on 41 customer reviews, 3.3 out of 5 stars, based on 354 customer reviews, 4.8 out of 5 stars, based on 28,100 customer reviews, 4.7 out of 5 stars, based on 29,699 customer reviews, Instant in some cases otherwise up to two business days, Register on app and connect to bank account before requesting funds as needed, Apply online and connect to bank account each time you apply, Available to salaried and hourly employees, Limited options if your employer isnt enrolled in Payactiv, Potential program fees of up to $5 per pay period, SmartSave tool to help you set monthly savings goals, Access to online banking through the Payactiv debit cards, Exclusive discounts on gas, prescription drugs and other products, Bill pay and the ability to transfer funds to Uber and AmazonCash. Payactiv is a popular paycheck advance app offering an inexpensive alternative to payday loans and even some cash advance apps. Get connected with multiple lenders you might qualify with even if you have bad credit. I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. One of our representatives will be reaching out to you shortly. One of our representatives will be reaching out to you shortly to assist you. This company offers employers and their employees the opportunity to access their earned wages before payday. Replies to negative reviews in < 24 hours. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. Love you Davis M! lawanda moore. and you know what happened Payactiv closed the account after asking for a bunch of documents, from bank statements to utility bills. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. I hate my job use this company. Thank you Grace!!! However, there are very few additional fees. Employees can access their earned wages by ACH bank transfer, real-time transfer to a Payactiv Visa Card, or direct transfer to a bank account. :). Some other noteworthy features of Payactiv include the option to receive tips directly into your bank account after a shift and a savings calculator. Employees that do not wish to pay a transaction fee every time they withdraw their earned wages may not use Payactiv frequently. Ray M. made it so easy to get set up where i can have access to my wages. Learn how its rewards program works and see if the card is right for you. Your livelihood, in hand No cost to open a Payactiv account where you can easily manage your everyday needs and plans for the future Get the money you worked for today, to spend on what matters to you. This includes the following features: While some customers are genuinely happy with how easy and inexpensive Payactiv is compared to other cash advance apps, many complain about technical bugs and a lack of customer support when the app malfunctions. Using Payactiv to get an advance on your paycheck can help you cover an emergency expense without having to resort to payday loans, which are known to be risky. 5/5 Jay! There are no fees or interest charges associated with your payday cash advance. Have a blessed day. David m helped me out when I needed it! Heres how Payactiv and payday loans compare. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. Have a blessed day. Replies to negative reviews in < 24 hours. I give up, too much effort for a service that is too easy to live without. Hi Courtney,Thank you for taking the time to write a review about your experience. PayActiv is the first Early Wage Access program approved by the Consumer Financial Protection Bureau. Hi there,We sincerely apologize for the inconvenience. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Finder monitors and updates our site to ensure that what were sharing is clear, honest and current. However we may earn a small fee if you click on vendor links on this page. I appreciate the patience, going the extra mile, and not once being rude! PayActiv earned its 4.7 score from GOBankingRates based on the following features. Plus, youll be able to review your current earnings on the app and see how many hours youve workedBut even if your employer isnt enrolled in Payactiv, you still might be able to receive some of your paycheck up to two days ahead of payday. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. :), I am changing my review again because grace helped me out with no problem. Davis M was very helpful. Our hope is that our vendor shortlists and advice are a powerful supplement to your own research. Meanwhile, I will be overdrawn due to lack of funds. Hi Loretta,We're glad that we could help you resolve your issue. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. Get company announcements, pick up shifts, and get reminders and alerts from work. ray. Have a blessed day. Applying for PayActiv is easy. Do not make deposits with this card when you try to have it refunded they decline it if it's more then 90 days and pretty much tell ya too bad. We always try our best to do our job well and your kind words make it all worthwhile. Thank you!! We'll certainly investigate this matter and take appropriate measures to ensure this never happens again. We'd like to turn this around ASAP. Money is available immediately. Editorial Note: This content is not provided by PayActive, Empower or Dave. Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents We always try our best to do our job well and your kind words make it all worthwhile. I want to give Grace a big thank you for giving me a call back and explaining what happened to my account and getting it cleared. All Right Reserved. How long does it take to get money from PayActiv? :). Borrowers may find themselves taking out a second or third loan because they couldn't pay back the first one on time. It powers financial innovation by giving users the tech . Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Talk with a financial professional if you're not sure. Multiple attempts at using live chat were completely ignored with zero response after the initial greeting, in one case after an agent sent the greeting the chat was closed for lack of agents. He deserves recognition. About Us - Payactiv 2023 Payactiv, Inc. All Rights Reserved. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. It's worth noting that this service could cost you $1 a day, but it's capped at $5 a pay period. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. There are no monthly maintenance fees to have a PayActiv account and no activation fees. One of our representatives will be reaching out to you shortly to assist you. Companies can ask for reviews via automatic invitations. We always try our best to do our job well and your kind words make it all worthwhile. Get offers from potential lenders in minutes by filling out just one online form. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. Even if your employer isnt enrolled in Payactiv, you can apply for the Payactiv VisaCard* and receive your paycheck up to 2 days early1 and use our in-app savings tools, prescription discounts, and 1:1 financial counseling. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. , Hi Allysa,Thank you for taking the time to write a review about your experience. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. If your employer is enrolled in the Payactiv EWA program, youll be able to access funds from your paycheck up to two days in advance (four days in advance if youre a government employee). Shop Pay is an innovative payment solution developed by Shopify. Employees will have to pay between $1 and $2.99 every time they withdraw money from their earned wages., Users have reported that they are extremely disappointed with Payactiv's customer support as representatives either do not respond on time or don't fix the issue quickly.. Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. The . Immediate access to wages earned today3. Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. Were required to balance purpose and profit by considering how our decisions affect our workers, customers, and community. How do businesses offer Payactiv to their employees? This rating has decreased by -17% over the last 12 months. Transfers to bank accounts and other debit or prepaid cards will be complete within 48 hours, or you can pay a $1.99 fee to receive the money instantly. so i contacted pay activ due to some account issues. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Complaints Complaints PayActiv, Inc. Financial Services View Business profile Customer Complaints Summary Business's Response Rate: 100% Why is this important? Find out how we combat fake reviews. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. I haven't even gotten "I'm looking into your account", it's as if they open the chat to look busy and then do nothing because they're lazy or are trying to take on far too many chats at once. PayActiv is accredited by the Better Business Bureau with a B, which is typically an indication of good customer service. Were looking forward to showing you how our platform can benefit your employees and help reduce turnover, increase engagement and improve productivity at your organization. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Know whats possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. Payactiv: Enrollment is free. Head over to our Support Form and someone from our team will assist you. Horrible business and customer service. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. I rely on this app and he quickly figured it out for me, Hi Reese,Thank you for taking the time to write a review about your experience. If there's anything you need in the future, we're here 24/7. Another 10 to reply with copy and pasted questions, all of which were already addressed. Payactiv is a great place to work. Hi Hadar,We sincerely apologize for the inconvenience. App Store is a service mark of Apple Inc. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. In the Business to Business Service category. It's been another month and Payactiv card still isn't working. We always try our best to do our job well, and your kind words make it all worthwhile. Learned alot about financial stress and that I was not alone. Hi Angelica,We sincerely apologize for your negative experience. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. However, this Earned Wage Access the key selling point of the PayActiv app is only available if your employer also participates in the program. One of our representatives will be reaching out to you shortly to assist you. LoanPro. There is no fee to load money on your prepaid Visa card or to use your card in many locations, including at 37,000 MoneyPass ATMs across the country. Hi there,Thank you for taking the time to write a review about your experience. I should have listened! If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. Payactiv Reviews 2023: Details, Pricing, & Features | G2 Get what youve already earned, right now, to pay bills or buy what you need. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Have a blessed day. Consider a provider that doesnt require you to work for a partner company instead. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. But Payactiv takes reasonable measures to protect its customers information from theft and loss using SSL encryption techniques and authentication procedures. Hi Geraldine,We sincerely apologize for the inconvenience. payactiv has an overall rating of 3.4 out of 5, based on over 61 reviews left anonymously by employees. Payactiv cash advance app review | finder.com Our Lady of the Lake's Faith Fund counters predatory lenders Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. For a $5 fee, enrollees can make up to five transactions per pay period via a smartphone app. My kids are sick and I'm a single mother who needed to get them to the hospital. She was very polite and kind. m was so helpful he updated my ewa hours so I could handle all my business. Many employees have reported that they were unable to withdraw their earned wages despite their employer updating their hours in the system. Over 3 million HR leaders trust our advice. Payactiv, previously known as Earned Wage Access (EWA), is a Public Benefit Corporation and Certified B-Corp that aims to bring financial security to lower-income hourly workers by providing them with on-demand, real-time access to their earned wages. What Is DiversyFund? In this era when so many consumers are looking for fee-free banking, many also expect other financial services to come without fees or interest charges. A co worker of mine tried to warn me about pay active. PayActiv is not a credit card or a payday loan company. To sign up and must be 18 years old and need to provide some personal information, including the following: If you sign up through your employer, Payactiv generally will interact with companys payroll and time attendance system. Because our economyand our worldflourish only when the people who work to create it have an honest chance to prosper. We always try our best to do our job well, and your kind words make it all worthwhile. With fees no higher than $5 a month, Payactiv is a lot less expensive than overdrafting your bank account, getting a credit card cash advance or taking out a payday loan. Learn more about Apollo.io Create a free account No credit card. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. The Consumer Financial Protection Bureau (CFPB) no longer requires lenders to consider your ability to repay a loan. We'd like to turn this around and resolve your issue ASAP. PayActiv Complaints: What Users Dislike Even though the app received mostly positive feedback on app stores, some users expressed concerns. It requires no credit check to access funds, and the amount you can withdraw is based on the pay youve earned. Like other cash advance apps, Payactiv also offers financial wellness services. Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. We always try our best to do our job well, and your kind words make it all worthwhile. View our transaction pricing details. We're working on your case. Finder.com LLC. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. One of our representatives will be reaching out to you shortly. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Sign up for our daily newsletter for the latest financial news and trending topics. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Very knowledgeable and patient. We also ensure all reviews are published without moderation. First, since the money in your PayActiv account is held by Central Bank of Kansas City, an FDIC-insured institution, your money up to $250,000 is protected. He knows how to do his job and seems to care about it and the customers he's helping. Have a blessed day. This is the absolute worst app!! PayActiv achieves high marks in both areas. Its free to load money onto a Payactiv card, but if you want to transfer funds to your bank, pick it up at Walmart, spend it with Uber or Amazon or use the bill pay feature, you can expect to pay additional fees. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. One of our representatives will be reaching out to you shortly to assist you. Dave has a unique feature that helps you find side gigs to earn a little extra cash, which can help if you are consistently running short before payday. Our information is based on independent research and may differ from what you see from a financial institution or service provider. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial wellness platform that provides a suite of services such as earned wage access, savings and budgeting tools, bill payments, automatic savings, and more., The Payactiv app, linked to your attendance tracking system, turns your working hours into earned wages that you can access on-demand, at any point in time, without having to wait for payday. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Have a blessed day. If you're ready to get a Payactiv demo, we suggest getting in touch for a look at the product and quote. Explained my issue & he definitely assisted what agent Jane E messed up on. A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business. Information technology & services. Have a blessed day. Image: Man sitting in his living room, on the floor in front of his couch, looking at a Cleo cash advance on his mobile phone. Shout-out to Davis for always assisting correctly, answering in timely manner & not giving any run arounds or lies! Have a blessed day. Consider alternatives before opting for a short-term loan: Payactiv pay advance app is not currently available on Finder. Daily pay is a really good app way better then this crap they call an app. Learn more at www.payactiv.com. PayActiv, Inc. | Complaints | Better Business Bureau Profile We use dedicated people and clever technology to safeguard our platform. Workers whose employers are part of the PayActiv EWA program can receive a cash advance of up to 50% of their pay earned. Pay bills, stay ahead of fees, and handle the unexpected with the greatest of digital ease. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. One of our representatives will be reaching out to you shortly to assist you. It's pretty simple, actually. Money accessed through PayActiv will show as a deduction on your next paycheck. Have a blessed day. I promise he is the best & only agent i will deal with! Bottom line: This employer-based pay advance app offers low-cost advances on paychecks with no bank account required. Read Customer Service Reviews of www.payactiv.com - Trustpilot The date CBKC receives your direct deposit and the effectivedate are controlled by the originator. Both my Payroll department and UKG are supposedly working to fix the problem, to no avail thus far. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv