Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). Hidden. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. This is a third-party fee and is subject to change. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Agreement. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. So you can avoid interest payments, bounced checks, or overdraft fees. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Fraud prevention restrictions may delay availability of funds with or without notice. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Savings vs. Money Market? Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. or originating bank. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Best Prepaid Credit Cards of 2023 (And Best Alternatives) - Money Under 30 $4.95 per transfer via Customer Service Agent. Intro Offer: Unlimited Cashback Match - only from Discover. Prepaid Payroll Debit Cards for Employees - Brink's Money Its hard to steer clear of these fees, especially considering the list of situational costs like a 4 percent foreign transaction fee, $5.95 90-day inactivity fee and even a $4.95 fee for a custom picture on your card. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Unless youre dedicated to a prepaid card, alternative options like one of the best checking accounts might be cheaper. Every reasonable effort has been made to maintain accurate information. in electronic form. Fee After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. No late fees or interest charges because this is not a credit card. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. Brink's Money Paycard - Apps on Google Play How to find routing and account number on my Brinks prepaid Mastercard Copyright 2023 SuperMoney, LLC. We value your trust. Buying a Mobile Home: What You Need to Know, Compare Motorcycle and ATV Insurance Reviews, Compare Personal Watercraft Insurance Reviews, Considering Renters Insurance? All Rights Reserved. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. Brink's US - Brink's Prepaid Mastercard Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. banking practice of posting funds at settlement. Editorial Disclosure: Opinions expressed here are the author's alone, and have not been reviewed or approved by any advertiser. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Card activation and identity verification required before you can use the Card Account. You may also be charged a fee by the ATM operator. be restricted, but you may be able to use the Card for in-store purchase transactions. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. to see your driver's license or other identifying information. if (theYear < 1900) theYear = theYear + 1900; - Find surcharge free ATMs. And look at all the freebies you get: Free direct deposit. Brink's Money Prepaid Account - Brink's Prepaid Mastercard Because Savings Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. for your tax refundand for all your payroll and benefit checks too. The Brink's Money Prepaid Mastercard gives you the convenience of having a bank debit card. Brink's Money Paycard - Cardholders. Prizes include (4) Grand Prizes valued at $5,000 each; (12) First Prizes valued at $500 each, (12) Second Prizes valued at @250 each, and (12) Third Prizes valued at $100 each. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. 2023 Bankrate, LLC. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Cash back rewards are credited to your Card Account and are not available in the form Home equity line of credit (HELOC) calculator. $1.00 per declined transaction. Read More Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. How It Works | Brink's Money Prepaid Mastercard April Fee is assessed to transferor's account when the transfer is In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. Netspend is a registered agent of Republic Bank & Trust Company. Ends 1/31/22. numbers. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. The company you trust offers you the features and benefits. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Card use subject to activation and identity verification. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access All checks are subject to approval for funding in Ingo Money's sole discretion. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. IRS Tax Debt Relief Program: What Is It and Do You Qualify? How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Certain restrictions apply; see the program terms and conditions for full details, including point earning and Brinks Money Features Benef - The Brink's Money Prepaid MasterCard is Netspend is a registered agent of Republic Bank & Trust Company. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. $5.95 for processing and mailing of a return of funds check at Card Account closure. Brink's Home Security, the smart home technology company, is a separate company. What are index funds and how do they work? Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. 1, 2020. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. What Bank Is Brinks All Access? - Mastery Wiki Certain products and services may be licensed under U.S. Patent Nos. 6 Payback Rewards is an optional program. There is no minimum balance. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Should You Hire a Debt Settlement Company or Do It Yourself? Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Cardholder is responsible for repayment of any negative balance. Certain products and services may be licensed under U.S. Patent Nos. represent all financial services companies or products. editorial policy, so you can trust that our content is honest and accurate. If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. However, credit score alone does not guarantee or imply approval for any See the There's no interest or late fees because it's not a credit card. NO PURCHASE NECESSARY. [2] Payback Rewards SM Interest is Trust us with your money and take advantage of the benefits such as a Personal Photo card. At Bankrate we strive to help you make smarter financial decisions. Prepaid cards only allow you to spend money already in your account. Approved purchase transactions may Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Start to spend more time on the things that matter like family, friends and everyday life. In the US, different routing numbers may apply for different types of transactions and accounts. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. 6 The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Residents of Vermont are ineligible to open a Card Account. This feature drops your monthly plan to $5 a fee similar to other prepaid cards. Enroll in Brink's Money Payback Points. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. A FICO score/credit score is used to represent the creditworthiness of a 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, No Minimum Balance, No Late Fees - because this is not a credit card iPad. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Put your picture on a Card for added security when paying a merchant in store. The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Our experts have been helping you master your money for over four decades. if (theYear < 1900) theYear = theYear + 1900; You can use your Brink's Money Prepaid Mastercard to pay for just about anything. What bank does Brinks prepaid Mastercard use Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. And your money is FDIC Insured by Republic Bank & Trust You have not yet won. Recommendation score measures the loyalty between a provider and a consumer. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. 6,000,608 and 6,189,787. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Reward offers are based on individual shopping habits. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. 1 Take our 3 minute quiz and match with an advisor today. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. 1, 2020. It's convenient and faster than waiting for a paper check in the mail! Should You Use a HELOC to Pay Off Credit Card Debt? $3.00 per transfer. See the Cardholder Agreement for details. The maximum allowable savings account balance is $5,000. Skip to content. Plan. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Reverse Mortgages: When Do They Make Sense? You will need to pay $9.95, if you need a card replacement. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Bankrate.com is an independent, advertising-supported publisher and comparison service. Bankrates editorial team writes on behalf of YOU the reader. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. 4% of the U.S. Dollar amount of the purchase transaction. $2.50 per withdrawal, plus ATM owner fees, if any. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Netspend is the federally registered U.S. service mark of Netspend Corporation. ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. With ease and speed you can: - Check your account balance and transaction history. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. 7. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Interest bearing savings account can be connected. Considering a card program for your business? Company, Member FDIC, upon card activation and identity verification.1. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. 4% per foreign transaction. Use of Card Account also subject 2Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider or originating bank. Overview - Brink's US sponsored products and services, or your clicking on links posted on this website. No fee to receive What Are Virtual Cards - Brink's Money The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. - 10 PM. All products or services are presented without warranty. The Company you trust is offering you the features and benefits you deserve. Fraud prevention Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. Unlike credit cards, however, they don't work on credit. - 8 PM. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. Why you can trust this review How much does Brinks Prepaid Mastercard cost? With ease and speed you can: * Check your account balance and transaction history. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, Which Account Fits You Best? SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Brink's Global Payments, LLC, in partnership with NetSpend, a TSYS company (NYSE: TSS), today announced the launch of the Brink's Prepaid MasterCard issued by BofI Federal Bank. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Certain products and services may be licensed under U.S. Patent Nos. Compare real offers from multiple lenders. Neither Plan Fee option includes any other fees. Netspend is a registered agent of Republic Bank & Trust Company. Terms apply to the offers listed on this page. Card may be used everywhere Debit Mastercard is accepted. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. This is a third-party fee and is subject to change. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. SuperMoney.com is an independent, advertising-supported service. Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. The Brinks Prepaid MasterCard comes with additional features. delay availability of funds with or without notice. Brink's Money Prepaid Mastercard. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. this post may contain references to products from our partners. If you plan to save your tax refund, this is the card for you. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. For a complete list of fees, please refer to the fee schedule in the Cardholder However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. information from the IRS, visit https://www.irs.gov/refunds. service provider and read the information they can provide. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. For up-to-date If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Its not a long-term option, but is a great short-term solution. Use of the Card Account is subject to activation, ID verification, and funds availability. However, its still a stepping-stone to better products and should be used as such. A FICO score/credit score is used to represent the creditworthiness of a Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. See the Cardholder Agreement for details. These are promotional rates and may change Earn unlimited 1% cash back on all other purchases automatically. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Get a free consultation from a leading tax expert, in Netspend is the federally registered U.S. service mark of Netspend Corporation. What KInd Of Credit Do You Need For An Auto Loan? To participate in the Savings Is Brinks better than ADT? No Minimum Balance, No Late Fees - because this is not a credit card Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. Brink's Prepaid Mastercard. We maintain a firewall between our advertisers and our editorial team. What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. reduce the interest earned on the Savings Account. But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. See full Official Rules for details. Brink's Prepaid Mastercard | Apply Online | CreditCards.com ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Use your card for signature purchase transactions then redeem those points for cash back on your Card Account.4, Add check funds to your Brink's Prepaid Mastercard with the mobile app.5, Checks subject to approval. Use of the Card Account is subject to activation, ID verification, and funds availability. Does Refinancing Your Car Loan Hurt Your Credit Score? How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. *Card issued by Republic Bank & Trust Company, Member FDIC. The offers that appear on this site are from companies from which Bankrate.com receives compensation. For example, it provides free withdrawals at 30,000+ MoneyPass ATMs ($3.95 at others). You are always on the go. 8. Netspend is a registered agent of Republic Bank & Trust Company. Unapproved checks will not be funded to your card. Republic Bank & Trust Company, Member FDIC. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. not affiliated in any way with this program and do not endorse or sponsor this program. 6. 8 Best Prepaid Cards For Tax Refunds (2023) - CardRates.com prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States